{"id":24,"date":"2026-09-25T16:00:00","date_gmt":"2026-09-25T16:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/richhanlin-com\/2026\/09\/25\/the-average-down-payment-on-a-house-explained\/"},"modified":"2026-09-25T16:00:00","modified_gmt":"2026-09-25T16:00:00","slug":"the-average-down-payment-on-a-house-explained","status":"publish","type":"post","link":"https:\/\/www.richhanlin.com\/blog\/2026\/09\/25\/the-average-down-payment-on-a-house-explained\/","title":{"rendered":"The Average Down Payment On A House, Explained"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>When it comes to home financing, the numbers tell an important story. In 2025, the median down payment for U.S. homebuyers was 19%\u2014with first-time buyers averaging 10% and repeat buyers coming in at 23%. These percentages aren\u2019t just statistics; they\u2019re real benchmarks that shape how families achieve the dream of homeownership. Having spent 35 years immersed in the mortgage world, I\u2019ve seen firsthand how understanding your down payment options can set you up for long-term success. Different loan types bring different requirements, and putting down 20% means you can avoid PMI. There\u2019s also a wide range of assistance programs and budgeting strategies available, each designed to help buyers make the leap with confidence. For me, it\u2019s always been about pairing deep expertise with a relentless focus on what matters most to you\u2014the right move, at the right time.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.quickenloans.com\/learn\/average-down-payment-on-house\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>When it comes to home financing, the numbers tell an important story. In 2025, the median down payment for U.S. homebuyers was 19%\u2014with first-time buyers averaging 10% and repeat buyers coming in at 23%. These percentages aren\u2019t just statistics; they\u2019re real benchmarks that shape how families achieve the dream of homeownership. Having spent 35 years [&hellip;]<\/p>\n","protected":false},"author":339,"featured_media":49,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-24","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/posts\/24","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/users\/339"}],"replies":[{"embeddable":true,"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/comments?post=24"}],"version-history":[{"count":0,"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/posts\/24\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/media\/49"}],"wp:attachment":[{"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/media?parent=24"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/categories?post=24"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/tags?post=24"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}