{"id":53,"date":"2026-09-29T14:00:00","date_gmt":"2026-09-29T14:00:00","guid":{"rendered":"https:\/\/www.richhanlin.com\/blog\/?p=53"},"modified":"2026-09-29T14:00:00","modified_gmt":"2026-09-29T14:00:00","slug":"ad-mortgage-study-finds-buying-now-beats-waiting-in-61-of-historical-scenarios","status":"publish","type":"post","link":"https:\/\/www.richhanlin.com\/blog\/2026\/09\/29\/ad-mortgage-study-finds-buying-now-beats-waiting-in-61-of-historical-scenarios\/","title":{"rendered":"AD Mortgage Study Finds Buying Now Beats Waiting in 61% of Historical Scenarios"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Over my 35 years in the mortgage world, I\u2019ve seen countless debates about when it\u2019s the \u201cright time\u201d to buy a home. So, here\u2019s a stat that really stands out: a study covering 2000\u20132022 showed that buying a home right away resulted in lower total costs in 61% of scenarios. What really drives those wins? It\u2019s not just about chasing mortgage rates\u2014it\u2019s about smart timing, understanding local market dynamics, and knowing your personal savings strategy inside and out. This isn\u2019t theory; it\u2019s the kind of real-world, data-driven insight I\u2019ve built my career on. Every situation is unique, but experience teaches us that with the right guidance, timing your move can make all the difference.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.usatoday.com\/press-release\/story\/42571\/ad-mortgage-study-finds-buying-now-beats-waiting-in-61-of-historical-scenarios\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Over my 35 years in the mortgage world, I\u2019ve seen countless debates about when it\u2019s the \u201cright time\u201d to buy a home. So, here\u2019s a stat that really stands out: a study covering 2000\u20132022 showed that buying a home right away resulted in lower total costs in 61% of scenarios. What really drives those wins? [&hellip;]<\/p>\n","protected":false},"author":339,"featured_media":54,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-53","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/posts\/53","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/users\/339"}],"replies":[{"embeddable":true,"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/comments?post=53"}],"version-history":[{"count":1,"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/posts\/53\/revisions"}],"predecessor-version":[{"id":55,"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/posts\/53\/revisions\/55"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/media\/54"}],"wp:attachment":[{"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/media?parent=53"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/categories?post=53"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/tags?post=53"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}