{"id":59,"date":"2026-10-02T14:00:00","date_gmt":"2026-10-02T14:00:00","guid":{"rendered":"https:\/\/www.richhanlin.com\/blog\/?p=59"},"modified":"2026-10-02T14:00:00","modified_gmt":"2026-10-02T14:00:00","slug":"first-time-home-buyer-benefits-how-to-qualify","status":"publish","type":"post","link":"https:\/\/www.richhanlin.com\/blog\/2026\/10\/02\/first-time-home-buyer-benefits-how-to-qualify\/","title":{"rendered":"First-Time Home Buyer Benefits: How to Qualify"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>For anyone stepping into homeownership for the first time, understanding the benefits available can make all the difference. If you haven\u2019t owned a principal residence in the past three years, you may qualify as a first-time home buyer. This opens the door to advantages like low or even zero down payment loan options, help with closing costs, and valuable tax credits. Keep in mind, eligibility depends on both state guidelines and your income, and some programs will ask you to complete a home buyer education course. After 35 years immersed in the mortgage world\u2014and 9 years running as a Top 10 National Broker\u2014I\u2019ve seen how the right guidance can turn these opportunities into real keys in your hand. At Xpert Home Lending, delivering both big-league resources and genuine personal support is how we help buyers make their best move yet.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.nerdwallet.com\/mortgages\/learn\/qualify-first-time-home-buyer-benefits\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>For anyone stepping into homeownership for the first time, understanding the benefits available can make all the difference. If you haven\u2019t owned a principal residence in the past three years, you may qualify as a first-time home buyer. This opens the door to advantages like low or even zero down payment loan options, help with [&hellip;]<\/p>\n","protected":false},"author":339,"featured_media":60,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-59","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/posts\/59","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/users\/339"}],"replies":[{"embeddable":true,"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/comments?post=59"}],"version-history":[{"count":1,"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/posts\/59\/revisions"}],"predecessor-version":[{"id":61,"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/posts\/59\/revisions\/61"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/media\/60"}],"wp:attachment":[{"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/media?parent=59"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/categories?post=59"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.richhanlin.com\/blog\/wp-json\/wp\/v2\/tags?post=59"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}