Buy now or wait until fall? Tips for homebuyers in 2026

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With mortgage rates reaching a one-year high at 6.66% and the median home price rising 1.8% to $440,600, many buyers are asking: should you buy now, or wait until fall? After 35 years in the mortgage industry—nine of those as a Top 10 National Broker—I've seen how timing the market can make a real difference, but the right move always comes down to your goals and comfort. Right now, a 4.6-month housing supply means options are out there, but competition remains. Buying today offers stability and the reassurance of locking in your home, even as prices tick upward. On the other hand, waiting could open the door to softer prices and fewer bidding wars. My approach has always been about helping you win at one of life’s biggest decisions, and that means weighing both the numbers and your personal path. Whatever you decide, a smart, informed move is always the best move.

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