AD Mortgage Study Finds Buying Now Beats Waiting in 61% of Historical Scenarios

Over my 35 years in the mortgage world, I’ve seen countless debates about when it’s the “right time” to buy a home. So, here’s a stat that really stands out: a study covering 2000–2022 showed that buying a home right away resulted in lower total costs in 61% of scenarios. What really drives those wins? It’s not just about chasing mortgage rates—it’s about smart timing, understanding local market dynamics, and knowing your personal savings strategy inside and out. This isn’t theory; it’s the kind of real-world, data-driven insight I’ve built my career on. Every situation is unique, but experience teaches us that with the right guidance, timing your move can make all the difference.